After months of planning and lots of dollars spent, you’re happily on your way to your dream destination… and then the airline regrets to inform you that your luggage is on its way to O’Hare.
Luckily, you were smart. You purchased travel insurance, even though it may not have been the first thing on your list.
Here are 5 reasons to protect your investment with travel insurance.
Travel insurance is an often-overlooked part of planning a trip. SafariSmiths Travel does all we can to ensure that your journey goes as smooth as Lake Como in the morning. However, travel is an adventure – we wouldn’t do it otherwise, right? – and with adventures can come unexpected surprises, like lost baggage, missed flights, or other inconvenient interruptions.
With the increased amount of caution that travel requires, travel insurance is a must for your trip – especially if you’re heading overseas.
Between the flights, accommodations, and activities, travel does require some significant expenses. Travel insurance acts as a safety net, providing coverage in case unforeseen circumstances force you to cancel or interrupt your trip. Whether it’s a sudden illness, a family emergency, or another unexpected event, travel insurance helps safeguard your trip and your financial investment.
Jen Markus at Hwange National Park
A Doctor In Your Back Pocket
Getting sick or experiencing a medical emergency in an unfamiliar location can be both distressing and a financial burden. Local healthcare systems may not be as accessible or affordable, making travel insurance with medical coverage indispensable. It ensures that you receive the necessary medical attention and covers expenses such as hospital stays, medications, and emergency medical evacuations.
Trip Interruption and Cancellation
Life is unpredictable, and sometimes even the most carefully made plans can go sideways. Whether it's due to a personal emergency or unexpected weather conditions disrupting your travel itinerary, trip interruption and cancellation coverage provide reimbursement for non-refundable expenses. This includes flight cancellations, hotel reservations, and prepaid activities, giving you peace of mind when the unexpected happens.
Lost or Delayed Baggage
Imagine arriving at your dream destination, only to find that your luggage is missing or delayed. Travel insurance can provide coverage for the replacement of essential items, ensuring that you can still enjoy your trip without the stress of lost belongings. This coverage extends to both checked and carry-on baggage, offering a financial safety net in the event of travel inconveniences.
Travel Delays and Missed Connections
Flight delays and missed connections are common travel hiccups that can disrupt your plans and incur additional expenses. Travel insurance can cover the costs of accommodation, meals, and alternative transportation in the event of extended delays, allowing you to navigate the unexpected without bearing the financial burden.
Emergency Assistance Services
When navigating unfamiliar territories, having access to emergency assistance services can be a lifesaver. Travel insurance often includes 24/7 support for emergencies, offering assistance with medical referrals, language translation, legal advice, and coordination of emergency evacuations if needed. This added layer of support ensures that you're not alone when facing challenges in a foreign environment.
Travel insurance acts as an added layer of support, from lost or stolen belongings to missed connections.
As the late, great Anthony Bourdain said: “When dealing with complex transportation issues, the best thing to do is pull up with a cold beer and let somebody else figure it out.”
By understanding the many benefits of travel insurance, you’ll be empowered to explore the world with confidence. And with SafariSmiths Travel, your only worry will be those $18 airport beers.
Learn more about how SafariSmiths Travel can help plan your dream getaway.